Residential Home Loans

A mortgage is a loan for a house. There are a variety of types of these loans to suit different borrowers and, likewise, a variety of lenders that offer them. Here’s some information to help you make the best decisions.

Guide to home ownership!

    • Step 1: Check your credit score
    • Step 2: How much can you afford
    • Step 3: Finding the best mortgage for you
    • Step 4: Getting pre qualified for a mortgage
    • Step 5: Getting pre approved
    • Step 6: Locking your interest rate
    • Step 7: Closing your mortgage loan
    • Step 8: Mortgage check up

Our Mortgage Application and Approval Process

  • Free application process
  • No upfront fees
  • 15 to 30 year low fixed rate terms or ARMs available
  • Dedicated team of mortgage specialist
  • Minimum of 3.5% down (case by case)
  • Primary residence or investment properties
  • Flexible financing solutions for complex situations

Required Documents:

  • Last 2 year tax returns (with W-2 or 1099)
  • Last 2 months bank statements
  • Last 4 pay-stubs
  • 2 Forms of ID
  • Credit report pulled by Gold Quest Group

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